Rare find! This 3-bedroom plus den/office home in NW Cape features fully paid municipal water and sewer assessments-a $30,000+ savings! Located in one of Cape Coral's up and coming neighborhoods with an assumable loan available at just 5.1% interest for qualified buyers, this home sits high and dry in a NO FLOOD ZONE and offers a rare blend of comfort and financial advantage. Featuring 2,236 square feet of thoughtfully designed living space, this home is move-in ready. Whether you're searching for a full-time residence, a vacation retreat, or an income-producing property with potential to earn up to $50,000 annually, this home offers endless versatility. Recent enhancements include a brand-new roof installed in 2023, interior and exterior paint, an upgraded irrigation system, a new vinyl privacy fence, and an energy-efficient air conditioning system with a Nest thermostat. Inside, natural light fills the open-concept layout with soaring cathedral ceilings, creating a spacious and inviting atmosphere. The split-bedroom design offers both privacy and flow, while two separate living areas provide plenty of space for entertaining or quiet relaxation. The chef's kitchen features granite countertops, wood cabinetry, glass backsplash, dual pantries, and a center island, and newer stainless-steel appliances. The large master bedroom has crown molding, dual closets, and a spa-inspired bathroom showcasing a glass-enclosed tiled shower and a separate soaking tub. Large tile flooring runs throughout the main living areas, as well as 5-inch baseboards offering style, durability, and easy maintenance. The screened-in pool with pavestone decking and a covered lanai is the perfect setting for gatherings, barbecues, or a quiet evening outdoors. This property also comes with valuable perks: city water (not well water) and sewer assessments are fully paid! Located in a low-risk Evacuation Zone C, and there are no HOA fees or flood zone requirements to worry about. Conveniently situated near popular dining, shopping, and entertainment. Also, this home is located near hospitals and essential services, including the Lee County VA Clinic, providing easy access to everything Cape Coral has to offer! With its low-interest assumable loan option, 2023 roof, fenced in back yard, and city water and sewer assessments paid off, this is more than a home...it's a rare opportunity!